Serving Ottawa & Eastern Ontario
Ottawa homeowners: a calm second look at your mortgage.
We work with homeowners across Ottawa, from Kanata and Orléans to Barrhaven and the Glebe, by phone and video. Many Ottawa households have stable public-sector income, which can make an A-lender move realistic sooner than expected.
What matters in Ottawa
- We serve Ottawa clients remotely; we do not have an Ottawa office.
- Documented salaried income often helps with B-to-A transitions once credit has recovered.
- Contract and term employment is common in the region; we know which lenders treat it fairly.
01RenewalsYour term ends in the next 4 to 6 monthsLearn more 02Private to B lenderYou are on a private first or second mortgage, often a 1 to 2 year termLearn more 03B to A lenderYou have been with a B lender for one term or moreLearn more 04HELOC & debt consolidationYou carry balances on cards, lines of credit or car loansLearn more
An illustrative estimate for Ottawa homeowners
Illustrative comparison
What could your payment look like?
Today
$7,004/mo
Proposed
$5,816/mo
Estimated monthly payment relief
$1,188
$14,257 per year lower
- Interest over 36-month term
- $202,148 vs $143,852
- Principal repaid in term
- $50,002 vs $65,526
- Interest saved, after costs
- $53,296
- Costs recovered in
- 5 months
- Payment relief and interest savings are different. Both are illustrative estimates only.
Talk it through with a broker
Optional. You don't need to share contact details to use this calculator. Results are estimates using Canadian semi-annual compounding, are not rate offers, and approval is not guaranteed.