Serving Peel, York, Durham & Halton
From Brampton to Durham, a broker who knows the GTA.
We are based in Brampton and work with homeowners across Peel, York, Durham and Halton. Many GTA families have income from self-employment, multiple jobs or newer careers in Canada, which can make bank qualification harder. We know which lenders look at those files fairly.
What matters in Greater Toronto Area
- Self-employed and commission income is common across the GTA; B lenders may offer more flexibility in documentation.
- Multi-generational households and rental suites can affect how lenders view income and property.
- Suburban detached homes often carry substantial equity that may support consolidation, with real risks to weigh.
01RenewalsYour term ends in the next 4 to 6 monthsLearn more 02Private to B lenderYou are on a private first or second mortgage, often a 1 to 2 year termLearn more 03B to A lenderYou have been with a B lender for one term or moreLearn more 04HELOC & debt consolidationYou carry balances on cards, lines of credit or car loansLearn more
An illustrative estimate for Greater Toronto Area homeowners
Illustrative comparison
What could your payment look like?
Today
$7,004/mo
Proposed
$5,816/mo
Estimated monthly payment relief
$1,188
$14,257 per year lower
- Interest over 36-month term
- $202,148 vs $143,852
- Principal repaid in term
- $50,002 vs $65,526
- Interest saved, after costs
- $53,296
- Costs recovered in
- 5 months
- Payment relief and interest savings are different. Both are illustrative estimates only.
Talk it through with a broker
Optional. You don't need to share contact details to use this calculator. Results are estimates using Canadian semi-annual compounding, are not rate offers, and approval is not guaranteed.